DIVERSITY & Inclusion

Diversity in FORCE is an intentional focus on diversity and inclusion that is crucial to the continued success of the FORCE. Fully implementing the concept of D&I is essential towards achieving an inclusive membership that reflects the residential REO agent/broker community beyond our network.

FORCE’s commitment to diversity as a core value supports building an inclusive, thriving membership community that achieves the following goals:

  • Develops a working Diversity and Inclusion Council that creates and maintains a membership culture in which embracing diversity is a core value.
  • Takes responsibility for learning about and utilizing the experiences and perspectives of each member of our inclusive community to promote a more diverse industry as a whole.
  • Increase understanding of diversity within the mortgage industry and build skills for implementation and utilization.
  • Respects and encourages differences among individuals and groups within the mortgage industry.
  • Infuses a focus on inclusion in decision-making, policies, and practices.

Designated Committees

Professionals in FORCE

Subcommittee Chair

Adriana Montes

Florida Dreams Realty Group

Adriana Montes completed her Juris Doctorate from Thomas Cooley Law School, Western Michigan University. She has a Master’s in Business Administration with a specialization in Non-Profits and a Bachelor’s degree in Finance and Marketing from the University of Central Florida. Adriana has been recognized by the National Association of Hispanic Real Estate Professionals as one of the TOP 250 Latino Agents in the US.

Professionals in FORCE

Subcommittee Chair

Kris Ramdat

REO Integration Inc.

Kris Ramdat is the broker/owner of REO Integration, Inc., a certified minority-owned business in New York. Ramdat has 17 years of experience in real estate with 11 years of REO experience.

Professionals in FORCE

Subcommittee Chair

Gregory Anderson

ACB Realty, Inc.

Gregory Anderson, founder and owner of ACB Realty, Inc., in the greater Boston area, has 11 years of real estate experience with six years of REO experience. Anderson has an MBA and a Masters of Finance from the University of Massachusetts Boston.

Professionals in FORCE

Subcommittee Chair

Justine Jimenez Garcia

Countrywide Properties, Inc.

Justine Jimenez Garcia is the owner and president of Countrywide Properties, Inc., a minority- and woman-owned small business in Miami. She has 31 years of real estate experience and 16 years of REO experience. She is active in the National Association of Hispanic Real Estate Professionals and the National Association of Women REO Brokerages.

Professionals in FORCE

Subcommittee Chair

Jennifer Dinatally

United Real Estate Strive 212

Jennifer Dinatally is co-owner of United Real Estate Strive 21 in Berks County, Pennsylvania. She has 15 years of experience in real estate and has worked with REOs for most of that time.

Professionals in FORCE

Subcommittee Chair

Hugh Morrow

RE/MAX Preferred

Hugh Morrow of RE/MAX Preferred in Birmingham, Alabama, is an industry veteran with three decades of experience in real estate. He has focused on REOs for the past 13 years and holds several affiliations, including the National Association of Real Estate Brokers and the National Association of Hispanic Real Estate Professionals.

Professionals with Disabilities in FORCE

Subcommittee Chair

Richard Stewart

REO Specialists

Richard Stewart is the owner of REO Specialists LLC, which he opened in 2009, and he has 16 years’ proven experience in REO. Richard’s brokerage is certified by the Small Business Administration (SBA) as a HUBZone business, which is a company level diversity certification aimed at increasing employment opportunities and economic development in distressed communities.

D&I Purpose Statement

The FORCE network’s understanding of diversity is inclusive, involved, and broad-based. The purpose of the FORCE Diversity and Inclusion Committees is to foster a productive climate for diversity in the mortgage industry by cultivating relationships between our members and leading asset management, government, and servicing companies that actively support a more inclusive residential REO agent/broker community.